Title: Kafene
Author: Kafene
Published: <strong>Jiyè 7, 2026</strong>
Last modified: Septanm 23, 2026

---

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# Kafene

 By [Kafene](https://profiles.wordpress.org/kjohnston09/)

[Download](https://downloads.wordpress.org/plugin/kafene.2.0.0.zip)

 * [Details](https://hat.wordpress.org/plugins/kafene/#description)
 * [Reviews](https://hat.wordpress.org/plugins/kafene/#reviews)
 *  [Installation](https://hat.wordpress.org/plugins/kafene/#installation)
 * [Development](https://hat.wordpress.org/plugins/kafene/#developers)

 [Support](https://wordpress.org/support/plugin/kafene/)

## Description

Kafene adds a lease-to-own payment method to WooCommerce checkout. When a shopper
selects Kafene at checkout, they complete a full end-to-end application, lease signing,
and payment flow inside the Kafene modal. The order is updated from the checkout
SDK callbacks (no store webhook required).

Features:

 * Adds Kafene as a WooCommerce payment gateway.
 * Supports both the classic WooCommerce checkout and the WooCommerce Checkout block.
 * Lets merchants mark individual products or bulk-edit catalog items as Kafene-
   leasable.
 * Updates order status from the Kafene Checkout SDK (approved / completed) via 
   secure AJAX callbacks.
 * Sandbox and production environments are selectable from the gateway settings.

### External services

This plugin relies on services provided by Kafene to deliver the lease-to-own checkout
experience. The plugin cannot function without them. By installing and using the
plugin you, and the shoppers who choose Kafene at checkout, agree to Kafene’s terms
of service and privacy policy linked at the end of this section.

Which environment is contacted (production or sandbox) is determined by the Environment
setting in WooCommerce -> Settings -> Payments -> Kafene.

#### Kafene Partner API

What it is: Kafene’s partner API, used to authenticate your store, retrieve the 
merchant approval limit, and activate approved leases. It is contacted at https://
partner-api.kafene.com (production) or https://staging-partner-api.kafene.com (sandbox),
selected by the Environment setting.

What data is sent and when:

 * When the gateway needs to authenticate with Kafene (admin lease activation), 
   your store’s Merchant ID and API key are sent to obtain a short-lived access 
   token.
 * When WooCommerce determines whether Kafene is available at checkout and the merchant
   approval limit is not cached, get_bearer_token() is called and sends your store’s
   Merchant ID and API key before retrieving the merchant approval limit. This limit
   is cached for 12 hours.
 * When an approved order is activated, the Kafene application/transaction ID and
   the order’s delivery date are sent to activate the lease.

#### Kafene Checkout SDK

What it is: Kafene’s hosted JavaScript checkout SDK, which renders and runs Kafene’s
full lease application, signing, and payment flow in a modal. The SDK JavaScript
and CSS are always loaded from https://sdk.kafene.com. The Environment setting selects
whether checkout runs against sandbox or production backends.

What data is sent and when: When a shopper selects Kafene and proceeds at checkout,
the plugin passes the current order’s details to the SDK, which transmits them to
Kafene to start the lease application. This includes:

 * The shopper’s billing and shipping contact details: first and last name, email
   address, phone number, and full address (street, city, state, ZIP/postal code,
   and country).
 * The order contents: each line item’s product identifier, name, price, and quantity.
 * Shipping cost and the WooCommerce order ID for reconciliation.

In addition, during Kafene’s hosted approval and signing flow the shopper may provide
further personal and financial information directly to Kafene (for example, details
required to verify identity and underwrite the lease). That information is collected
and processed by Kafene under its own terms and privacy policy.

#### Service provider and legal

All of the services above are provided by Kafene.

Kafene Terms of Service: https://www.kafene.com/legal/terms-conditions
 Kafene Privacy
Policy: https://www.kafene.com/legal/privacy-policy

## Screenshots

[⌊WooCommerce -> Settings -> Payments -> Manage to configure the Kafene gateway.⌉⌊
WooCommerce -> Settings -> Payments -> Manage to configure the Kafene gateway.⌉[

WooCommerce -> Settings -> Payments -> Manage to configure the Kafene gateway.

[⌊Enable Kafene Checkout, select the environment, and enter the Merchant ID, Store
ID, and API key.⌉⌊Enable Kafene Checkout, select the environment, and enter the 
Merchant ID, Store ID, and API key.⌉[

Enable Kafene Checkout, select the environment, and enter the Merchant ID, Store
ID, and API key.

[⌊Bulk action to mark multiple products as leasable or non-leasable.⌉⌊Bulk action
to mark multiple products as leasable or non-leasable.⌉[

Bulk action to mark multiple products as leasable or non-leasable.

[⌊Mark a single product as leasable from the product edit screen.⌉⌊Mark a single
product as leasable from the product edit screen.⌉[

Mark a single product as leasable from the product edit screen.

[⌊Kafene order details showing the application reference and payment status.⌉⌊Kafene
order details showing the application reference and payment status.⌉[

Kafene order details showing the application reference and payment status.

[⌊Set a Kafene order to Completed when it is ready for funding.⌉⌊Set a Kafene order
to Completed when it is ready for funding.⌉[

Set a Kafene order to Completed when it is ready for funding.

## Installation

#### From the WordPress.org plugin directory

 1. In your WordPress admin, go to Plugins -> Add New.
 2. Search for “Kafene”.
 3. Click Install Now, then Activate.

#### Manual upload

 1. Download the latest plugin zip from your Kafene integration team or the WordPress.
    org page.
 2. In your WordPress admin, go to Plugins -> Add New -> Upload Plugin.
 3. Choose the downloaded zip and click Install Now.
 4. Activate the plugin on the Plugins screen.

#### Configuration

 1. Sign in to the Kafene Merchant Portal, open the account menu, and select Integrations.
 2. Select Add integration, choose WooCommerce, select your store, and continue to 
    the credentials step.
 3. Copy the Merchant ID, Store ID, and API Key shown in the Merchant Portal, then 
    save the integration.
 4. In WordPress, go to WooCommerce -> Settings -> Payments, find Kafene, and click
    Manage.
 5. Enable Kafene Checkout and configure:
 6.  * Environment: Sandbox (testing) or Production (live orders)
     * Merchant ID
     * Store ID
     * API Key
 7. Save your changes, then mark the products customers can lease as Leasable with 
    Kafene.

No webhook URL setup is required for plugin version 2.0.0 and later.

Kafene is available for order totals from $300 through the merchant approval limit.
If no merchant limit is configured, the maximum defaults to $5,000.

#### Minimum requirements

 * WordPress 5.5 or greater
 * WooCommerce 8.0 or greater
 * PHP 8.2 or greater
 * MySQL 5.6 or greater

## FAQ

### Kafene is not showing up as a payment option at checkout

Check that:

 * The shopper has a valid US shipping address. Kafene is not available in NJ, MN,
   or WI.
 * Every item in the cart is marked as Kafene-leasable. Kafene will not appear if
   the cart contains any non-leasable items. For variable products, variations inherit
   the parent setting unless a variation sets its own Leasable with Kafene checkbox.
   An unchecked variation is not leasable.
 * Kafene is enabled under WooCommerce -> Settings -> Payments.
 * The cart total meets the minimum order total ($300 by default).
 * The cart total does not exceed the merchant approval limit ($5,000 by default
   when no merchant limit is configured).

### Where do I find my API key, merchant ID, and store ID?

You can retrieve these credentials from the Kafene merchant portal, or by contacting
your Kafene integration team.

### Do I need to configure a webhook?

No. Starting with 2.0.0, order status updates come from the Kafene Checkout SDK 
callbacks while the shopper completes the modal flow.

## Reviews

There are no reviews for this plugin.

## Contributors & Developers

“Kafene” is open source software. The following people have contributed to this 
plugin.

Contributors

 *   [ Kafene ](https://profiles.wordpress.org/kjohnston09/)
 *   [ kafene ](https://profiles.wordpress.org/kafene/)

[Translate “Kafene” into your language.](https://translate.wordpress.org/projects/wp-plugins/kafene)

### Interested in development?

[Browse the code](https://plugins.trac.wordpress.org/browser/kafene/), check out
the [SVN repository](https://plugins.svn.wordpress.org/kafene/), or subscribe to
the [development log](https://plugins.trac.wordpress.org/log/kafene/) by [RSS](https://plugins.trac.wordpress.org/log/kafene/?limit=100&mode=stop_on_copy&format=rss).

## Changelog

#### 2.0.0

 * Breaking: replaces the legacy Codvo-hosted checkout SDK with the first-party 
   Kafene Checkout SDK (loaded from sdk.kafene.com) using kafene.init / openCheckout
   and a full in-modal apply/sign/pay flow.
 * Breaking: Environment is now a Sandbox / Production select (legacy Partner API
   URL values are migrated automatically).
 * Breaking: store webhooks are no longer required; POST webhook processing is removed.
   Orders update from SDK callbacks via AJAX.
 * Checkout cart payload aligned to the SDK camelCase shape; browser bearer-token
   injection removed.
 * Checkout: Kafene is hidden when the cart total exceeds the merchant approval 
   limit.
 * Integration: merchant approval limits are retrieved from the Kafene Partner API
   and cached for 12 hours, with a $5,000 fallback.

#### 1.0.5

 * Quality: dropped redundant files

#### 1.0.4

 * Compatibility: bumped the “Tested up to” header to WordPress 7.0.
 * Quality: added a languages folder with a kafene.pot translation template so the
   Domain Path header resolves to an existing folder.
 * Quality: removed debug logging from production paths and guarded the remaining
   diagnostic logs behind WP_DEBUG.
 * i18n: moved HTML out of translatable admin-notice strings so only the message
   text is translated.

#### 1.0.3

 * Security: Kafene bearer token is no longer exposed in the page-level frontend
   configuration. It is now minted on demand by a nonce-guarded AJAX endpoint (order
   ownership + order-key + Kafene payment-method gate) and injected into the SDK
   via kafene.overrideConfig() immediately before kafene.checkout.load(), keeping
   the credential off non-checkout views and out of view-source.
 * Security: enforced timestamp validation on incoming webhooks with a 5-minute 
   TTL to prevent replay attacks.
 * Security: added order ownership and order-key validation across AJAX endpoints
   and the checkout bootstrap redirect.
 * Compatibility: added support for the WooCommerce Checkout block alongside the
   classic checkout shortcode.
 * Compatibility: added the Requires Plugins: woocommerce header (WordPress 6.5 
   and later) for a cleaner dependency message.
 * Quality: enqueued scripts now use the plugin version constant for cache busting.
 * Quality: switched the WooCommerce activation check to a multisite-safe pattern
   using is_plugin_active and is_plugin_active_for_network.

## Meta

 *  Version **2.0.0**
 *  Last updated **10 è ago**
 *  Active installations **Fewer than 10**
 *  WordPress version ** 5.5 or higher **
 *  Tested up to **7.0.6**
 *  PHP version ** 8.2 or higher **
 *  Language
 * [English (US)](https://wordpress.org/plugins/kafene/)
 * Tags
 * [checkout](https://hat.wordpress.org/plugins/tags/checkout/)[ecommerce](https://hat.wordpress.org/plugins/tags/ecommerce/)
   [lease-to-own](https://hat.wordpress.org/plugins/tags/lease-to-own/)[payments](https://hat.wordpress.org/plugins/tags/payments/)
   [woocommerce](https://hat.wordpress.org/plugins/tags/woocommerce/)
 *  [Advanced View](https://hat.wordpress.org/plugins/kafene/advanced/)

## Ratings

No reviews have been submitted yet.

[Your review](https://wordpress.org/support/plugin/kafene/reviews/#new-post)

[See all reviews](https://wordpress.org/support/plugin/kafene/reviews/)

## Contributors

 *   [ Kafene ](https://profiles.wordpress.org/kjohnston09/)
 *   [ kafene ](https://profiles.wordpress.org/kafene/)

## Support

Got something to say? Need help?

 [View support forum](https://wordpress.org/support/plugin/kafene/)

## Donate

Would you like to support the advancement of this plugin?

 [ Donate to this plugin ](https://kafene.com/)